The nursing home tray arrived at 6:12 on a Tuesday morning. It was supposed to be hot oatmeal and poached eggs, but the steam was gone. The plastic dome felt like it had been sitting in a freezer for an hour. I stood there in Ruth’s room at Briar Glen, watching her pick at the congealed mess with a plastic fork, and for the first time, I actually looked at the bill on the nightstand. It was $9,218 for the month. That was a lot of money to pay for cold eggs and a room that smelled like industrial-strength pine cleaner and old regrets.