The envelope in my pocket felt like a brick, heavy and solid against my ribs. It held six hundred and forty-two dollars. That was exactly what we had left in the world after the mortgage, the electricity, and the monthly payment for the medical supplies that kept my wife, Kathy, alive. It was May 12, 2024, in a suburb of Scottsdale where the heat hangs in the air until midnight like a physical weight. We were at a restaurant called The Copper Grill. I knew the place was too expensive for us, but it was Mother’s Day, and Kathy had been wearing the same thrift-store blue dress for fifteen years. She deserved to feel like a queen for two hours, even if it meant we would be eating nothing but rice and beans for the rest of the month.